ReloRealEstateGroup.com - Your turn-key relocation resource! Whats in it for us? That seems reasonable to me. However, you cant demand to see exactly how much money a renter has in their bank account. Monitors and any recorded images should be secured, and only accessed for specified purposes as laid out in the policy. Landlords should get consent for obtaining and providing reference and/or background checks. According to the Ontario Human Rights Commission, you cant ask: If the person has ever been part of a dispute that went to the Landlord and Tenant Board. In these cases, you are under no obligation to provide your SIN. Sometimes, rental application forms contain very sensitive questions, such as a bank account number, proof of income and more. In California, one of the pieces of information the landlord can ask for is your bank balance. Yes, you can require renters insurance as long as there is a condition in your lease that states as such. Can a landlord say no pets in Ontario 2021? Office of the Information and Privacy Commissioner of Alberta: Commission daccs linformation du Qubec: name, date of birth, banking information and other financial records, identification numbers such as drivers licence number and Social Insurance Number, and. Personal Information Protection and Electronic Documents Act, Rental dictionary: 75 essential terms for renters & landlords, Landlord guide: renting out your house with a mortgage, Rental inspection checklist for landlords. Its important to have an amicable relationship with your landlord. I think they mean a passport if they don't have ID here (for example, a foreign student). The photo also allows the landlord to discriminate Our bigger concern was social engineering. financial obligations, personal references, and the make and model of your car(s). They are also governed by provincial and federal privacy laws. Gas safety. a Job letter or an Employment Verification Letter is aletter that shows the employees name, job position, tenure, and income. Create an account to follow your favorite communities and start taking part in conversations. For example, if a landlord should ask for a bank statement, they must disclose what they wish to use that information for. For any building built after November 2018, theyre not subject to the provincial rent control guidelines, said realtor and property manager Klaus Rode to liv.rent for our Ask An Expert series. This law is current as of 2021. Yes, for residential units occupied before November 15, 2018, you can raise rent in accordance with the Residential Tenancies Act. Answer (1 of 6): There is no reason why you can not ask a landlord for ID. Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. Lots of people renting out condos posing as a tenant then listing them on air bnb, resulting in property damage and violations of the condo laws. Documents are faxed or scanned and emailed routinely. That doesn't just mean refusing to rent to someone of the "wrong" race, it also includes the landlord applying a different standard when screening tenants. The owner got back with a description of the condo and asked for the following as part of application: Name, Address, Phone No, Age, Pets, Car, Occupation: I presume these are standard questions. No, landlords cant ask for your credit card number. What do you need to get an apartment in Ontario? Canada Buzz is a purely informational blog. AscendingDescending, Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. The law requires that the purpose be one that a reasonable person would consider appropriate. In fact, before the market changed as a result of the COVID-19 pandemic, Toronto, They say there's no such thing as a free lunch, but in Canadian cities like Vancouver and Toronto, there is such a thing as free, Torontonians have known for a while now that their fair city costs a pretty penny to call home. if you smoke. Landlords should not collect more information than they need for the stated purpose, and should not keep it for longer than necessary. Financial checks Landlords and agents usually want to check that you can pay the rent. What a Landlord cannot ask for: Landlords are able to ask a variety of questions that relate to your tenancy. Plus, the tenant screening process of checking references and running credit checks would likely uncover lies about rental and financial histories. Yes, you can ask for bank statements to prove the financial situation of a renter. Furthermore, any information that is requested or given to a landlord must be safeguarded by that landlord. Rental Tip: Documenting condition to avoid disputes. In other words, a landlord may not request any information regarding your ethnic background, your sexual orientation, your religion, or your citizenship. Reference letter from a previous Landlord or Letting Agent. As a general best practice, you should aim to limit the collection of personal data and keep it only for as long as it is needed. To determine that you have been in good standing with previous landlords, a new landlord may request a references to ensure there is no history of late or unpaid rental payments, damages to previous properties in your name, or other important circumstances to consider relating to your tenant record. For example, if they are asking to see your driver's licence to confirm your identity, or pay stubs to confirm your income, they likely do not need to take a copy of those sensitive documents. A landlord can ask you about your income, but they must also look at any available information on your rental history, credit references and credit rating (such as through Equifax Canada). However, formal and regulated mechanisms, such as credit agencies, may be notified in appropriate circumstances. They must obtain an individual's consent when they collect, use or disclose that persons personal information (except in limited, defined circumstances set out in the law.). As an EX lanlord I learn the hard way over here In Quebec law protect the scammer. Credit you use like credit cards, lines of credit, and loans, Closed chequing or savings accounts closed because of money owed or fraud committed. Dine in only, [Amazon.ca] Is a landlord allowed to ask for bank statements? Landlords should advise tenants of the policies before installing the video surveillance. Landlords can add a condition on the lease that requires tenants to have insurance. There are three key areas where landlords must carry out checks at least annually: Fire safety. Can a landlord ask for 3 months rent in advance in Ontario? Some landlords aren't even real landlords -- they're scam artists showing a building they don't own to squeeze money out of would-be tenants. What's the issue unless you have something to hide? A pay stub isa document that summarizes the amounts that you receive in a paycheck. I would ask for ID as a land lord. There are some very specific circumstances under which the organization may require an extension of up to 30 additional days. This means that a landlord can turn away an applicant or potential tenant if they do not want pets in their dwelling. No, landlords cannot see how much money is in your bank account. Another best practice when collecting information from a prospective tenant is to tell the applicant what information you are collecting, why you are collecting it, any third parties their information is being disclosed to, and any potential risk of harm. Your email address will not be published. Therefore, questions about age, disability, place of origin, religion, family status, sexual orientation, gender expression and other Human Rights grounds are not allowed. Under PIPEDA, you have a general right to access your own personal information held by a landlord. Many landlords will ask you to complete an application form before they will rent an apartment or house to you. Access to your Banking records if you have Open Banking. Opinions expressed on this blog are NOT endorsed by the reviewed brands. For more information regarding the Ontario Human Rights Code, see ohrc.on.ca. Your email address will not be published. Yes, landlords can refuse to rent to people in Ontario as long as they're following the Ontario Human Rights Code and Residential Tenancies Act, which afford renters some protections against discrimination based on age, race, family status et cetera. If it is the owner showing, however unusual it may be, it's still not unheard of. Can landlord ask for bank statements Ontario? Fraser Sherman has written about bankruptcy law, real estate law, tax law, business law and several other categories. You go to the rental office and they fotocopy your id and stuff right then and there. Just because someone asks for your SIN, it doesnt mean that you have to provide it. A provision in a tenancy agreement prohibiting the presence of animals in or about the residential complex is void. This means that any tenancy agreement provided to you that prohibits animals in your living space, is void. Yes, they can. No. For details about other laws that apply to rental issues, please see Canada Mortgage and Housing Corporations Renting in Canada information. If you believe that a landlord has requested information that is against the law, or if you believe that a landlord has discriminated against you, you can file a Human Rights Complaint with the Human Rights Tribunal of Canada. Can a tenant refuse entry to landlord Ontario during Covid? Landlords cannot ask you personal questions that interfere with your rights under the Ontario Human Rights Code. Weve rounded up the Best life in Canada, with the best promotions, and the best sign-up bonuses, to help you maximize your benefits. Landlords require a lot of sensitive information as part of the rental process, but do you know what theyre allowed to ask you?Welcome to our FAQ series, were liv.rent and were your all-in-one platform that makes renting safe, secure, and easy. To run a credit check, the landlord would need, at a minimum: Some landlords may also ask for your drivers license, passport, employer, income and expenses on a rental application. Landlords are required to comply with the Personal Information Protection and Electronic Documents Act (PIPEDA), Canadas federal private sector privacy law, or provincial legislation deemed to be substantially similar. But you arent required to provide it. Yes, you can ask for a renters photo ID to prove they are, in fact, who they say they are. But if you're a first-time renter, then the application process, Liv Strategies Inc. document.write(new Date().getFullYear()) | Vancouver, BC | Apartments for Rent. Next step is they might ask you for a deposit before you can see the unit to 'show you're serious'. They must identify the reasons for collecting personal information before or at the time of collection. If an applicants personal information isnt collected or shared the right way, or their privacy is breached, you as a property owner can be held liable. Section 10 of the Residential Tenancies Act states that all landlords must comply with the Human Rights Code. Can a landlord refuse to rent to someone Ontario? Mac Mini 2023 - M2 - $669 education discount. Landlords can ask for income information, credit checks, credit references and rental history. How to Add a Tenant to an Existing Rental Lease. Reasonable to ask for ID, if you have actually met the person. Search houses, rooms, condos and apartments for rent in Toronto. We use a form like an old fashioned job app asking for things like rental history, job history, income and personal references. Yes, landlords can refuse to rent to people in Ontario as long as theyre following the Ontario Human Rights Code and Residential Tenancies Act, which afford renters some protections against discrimination based on age, race, family status et cetera. $81.80-97.32 Round Trip Fare! Sometimes you may be required to show six months. [Read Full Bio], Your email address will not be published. Do not send a copy of passport/ID. They may also use your bank account to extract missing rent payments. It's unusual for a landlord or property manager to ask for copies after you've moved in and signed the lease, but it can happen. Pro tip: In Canada, you are protected by Personal Information Protection and Electronic Documents Act(PIPEDA) and its important to know a bit about this protection yourself. However, our team strives to bring you quality, unbiased information. Allrightsreserved. In your application, you will be requested to share certain information with the landlord. Your current employment situation. Full-time employees will be required to provide payslips from their current employer. Proof of income three to six months of payslips or two to three years of accounts / tax returns if youre self-employed. The landlord gets the documents. The blog posts on this website are for the purpose of general introductory information. They may ask to see: an employment contract or letter from your employer. Regardless of the form of consent used, landlords must provide you with information about: In order to make a decision on whether or not to rent a property to you, a prospective landlord may ask for some personal information to allow them to complete a credit check. Canada Buzz is an advertising-supported blog. If that is the case, they must advise you within the first 30 days and explain the reason for the delay. (i.e., that you aren't committing identify theft.) This time one is asking for me to photocopy all my ID. Not only can a landlord ask for photo identification, they should. Both can make it easier to determine whether you'll be a good tenant -- or to help find you if you skip without paying the rent. Read our Privacy policy and Terms and conditions of use to find out more about your privacy and rights when using the priv.gc.ca website or contacting the Office of the Privacy Commissioner of Canada. That should make me frown more than anything. Its reasonable to expect landlords to ask potential tenants for certain types of personal information like proof of income, references or identification. Required fields are marked *. disclosure of tenant information to third parties. Can you clarify what you mean by the damage deposit being illegal? They need to provide individuals with access to the personal information that they hold about them and allow them to challenge its accuracy. 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